Everyone’s waiting on the “perfect time” to buy a house.
Quick reality check from someone who’s been doing this a long time:
That time does not exist. And waiting is usually expensive.
Here’s how it actually plays out.
Option 1: You wait for rates to drop
Rates finally come down. Cue the confetti.
Except… every other buyer in Oklahoma has been waiting too.
That house you liked at $650,000 now has multiple offers.
It sells for $685,000.
You lose the house.
And the lower rate you waited for just got wiped out by a higher price.
Option 2: You buy while everyone else is waiting
Rates are higher. Competition is lower.
You negotiate.
You buy smarter.
You close without chaos.
Then, when rates eventually drop, you refinance.
You keep the lower purchase price.
You keep the equity you’ve built.
You keep the appreciation you didn’t miss.
Here’s the part most people don’t calculate.
Renting for two years means that money is gone. Forever.
No equity. No appreciation. No tax advantages. Just receipts.
Buying now might mean a slightly higher payment short term, but long term you’re building wealth instead of funding someone else’s retirement.
The biggest myth in real estate is “timing the market.”
You can refinance an interest rate.
You cannot refinance the price you paid.
You cannot refinance missed equity.
And you definitely can’t refinance rent.
The best time to buy isn’t perfect.
It’s when you’re ready.
If you want real numbers, real strategy, and straight answers, that’s what we do at The Agency Oklahoma.
Wyatt Poindexter
Managing Partner, The Agency Oklahoma
405-417-5466
[email protected]
www.WyattPoindexter.com
